{"id":14455,"date":"2024-11-16T03:24:19","date_gmt":"2024-11-15T19:24:19","guid":{"rendered":"https:\/\/fwq.ai\/blog\/14455\/"},"modified":"2024-11-16T03:24:19","modified_gmt":"2024-11-15T19:24:19","slug":"%e5%a6%82%e4%bd%95%e5%9c%a8%e7%be%8e%e5%9b%bd%e7%94%b3%e8%af%b7%e5%b9%b6%e4%bd%bf%e7%94%a8%e6%95%99%e8%82%b2%e7%a8%8e%e6%94%b6%e4%bc%98%e6%83%a0%ef%bc%8c%e5%87%8f%e8%bd%bb%e7%a8%8e%e5%8a%a1%e8%b4%9f","status":"publish","type":"post","link":"https:\/\/fwq.ai\/blog\/14455\/","title":{"rendered":"\u5982\u4f55\u5728\u7f8e\u56fd\u7533\u8bf7\u5e76\u4f7f\u7528\u6559\u80b2\u7a0e\u6536\u4f18\u60e0\uff0c\u51cf\u8f7b\u7a0e\u52a1\u8d1f\u62c5\uff1f"},"content":{"rendered":"<h1 id=\"%e5%a6%82%e4%bd%95%e5%9c%a8%e7%be%8e%e5%9b%bd%e7%94%b3%e8%af%b7%e5%b9%b6%e4%bd%bf%e7%94%a8%e6%95%99%e8%82%b2%e7%a8%8e%e6%94%b6%e4%bc%98%e6%83%a0%ef%bc%8c%e5%87%8f%e8%bd%bb%e7%a8%8e%e5%8a%a1%e8%b4%9f-YBndeWkMOT\">\u5982\u4f55\u5728\u7f8e\u56fd\u7533\u8bf7\u5e76\u4f7f\u7528\u6559\u80b2\u7a0e\u6536\u4f18\u60e0\uff0c\u51cf\u8f7b\u7a0e\u52a1\u8d1f\u62c5\uff1f<\/h1>\n<p>\u5728\u7f8e\u56fd\uff0c\u6559\u80b2\u7a0e\u6536\u4f18\u60e0\u662f\u5e2e\u52a9\u5b66\u751f\u53ca\u5176\u5bb6\u5ead\u51cf\u8f7b\u7a0e\u52a1\u8d1f\u62c5\u7684\u91cd\u8981\u5de5\u5177\u3002\u901a\u8fc7\u5408\u7406\u5229\u7528\u8fd9\u4e9b\u4f18\u60e0\uff0c\u7eb3\u7a0e\u4eba\u53ef\u4ee5\u5728\u62a5\u7a0e\u65f6\u83b7\u5f97\u53ef\u89c2\u7684\u51cf\u514d\u3002\u672c\u6587\u5c06\u8be6\u7ec6\u4ecb\u7ecd\u5982\u4f55\u7533\u8bf7\u5e76\u4f7f\u7528\u8fd9\u4e9b\u6559\u80b2\u7a0e\u6536\u4f18\u60e0\u3002<\/p>\n<h2 id=\"%e6%95%99%e8%82%b2%e7%a8%8e%e6%94%b6%e4%bc%98%e6%83%a0%e7%9a%84%e7%a7%8d%e7%b1%bb-YBndeWkMOT\">\u6559\u80b2\u7a0e\u6536\u4f18\u60e0\u7684\u79cd\u7c7b<\/h2>\n<p>\u7f8e\u56fd\u7684\u6559\u80b2\u7a0e\u6536\u4f18\u60e0\u4e3b\u8981\u5305\u62ec\u4ee5\u4e0b\u51e0\u79cd\uff1a<\/p>\n<ul>\n<li><strong>\u7f8e\u56fd\u673a\u4f1a\u7a0e\u6536\u62b5\u514d\uff08American Opportunity Tax Credit, AOTC\uff09<\/strong>\uff1a\u9002\u7528\u4e8e\u5728\u9ad8\u7b49\u6559\u80b2\u673a\u6784\u5c31\u8bfb\u7684\u5b66\u751f\uff0c\u6700\u591a\u53ef\u62b5\u514d\u6bcf\u5e74$2,500\u7684\u5b66\u8d39\u548c\u76f8\u5173\u8d39\u7528\u3002<\/li>\n<li><strong>\u7ec8\u8eab\u5b66\u4e60\u62b5\u514d\uff08Lifetime Learning Credit, LLC\uff09<\/strong>\uff1a\u9002\u7528\u4e8e\u4efb\u4f55\u9ad8\u7b49\u6559\u80b2\u8bfe\u7a0b\u7684\u5b66\u4e60\uff0c\u6700\u591a\u53ef\u62b5\u514d\u6bcf\u5e74$2,000\u3002<\/li>\n<li><strong>\u5b66\u751f\u8d37\u6b3e\u5229\u606f\u6263\u9664\uff08Student Loan Interest Deduction\uff09<\/strong>\uff1a\u5141\u8bb8\u7eb3\u7a0e\u4eba\u6263\u9664\u6bcf\u5e74\u6700\u591a$2,500\u7684\u5b66\u751f\u8d37\u6b3e\u5229\u606f\u3002<\/li>\n<li><strong>529\u8ba1\u5212\uff08Qualified Tuition Programs\uff09<\/strong>\uff1a\u4e00\u79cd\u7a0e\u6536\u4f18\u60e0\u7684\u50a8\u84c4\u8ba1\u5212\uff0c\u7528\u4e8e\u652f\u4ed8\u5408\u683c\u7684\u6559\u80b2\u8d39\u7528\u3002<\/li>\n<\/ul>\n<h2 id=\"%e7%94%b3%e8%af%b7%e6%95%99%e8%82%b2%e7%a8%8e%e6%94%b6%e4%bc%98%e6%83%a0%e7%9a%84%e6%ad%a5%e9%aa%a4-YBndeWkMOT\">\u7533\u8bf7\u6559\u80b2\u7a0e\u6536\u4f18\u60e0\u7684\u6b65\u9aa4<\/h2>\n<h3 id=\"1-%e7%a1%ae%e5%ae%9a%e8%b5%84%e6%a0%bc-YBndeWkMOT\">1. \u786e\u5b9a\u8d44\u683c<\/h3>\n<p>\u5728\u7533\u8bf7\u4efb\u4f55\u6559\u80b2\u7a0e\u6536\u4f18\u60e0\u4e4b\u524d\uff0c\u9996\u5148\u9700\u8981\u786e\u8ba4\u81ea\u5df1\u662f\u5426\u7b26\u5408\u8d44\u683c\u3002\u4e00\u822c\u6765\u8bf4\uff0c\u7533\u8bf7\u8005\u5fc5\u987b\u662f\u7eb3\u7a0e\u4eba\u6216\u5176\u53d7\u629a\u517b\u4eba\uff0c\u5e76\u4e14\u5728\u5408\u683c\u7684\u6559\u80b2\u673a\u6784\u6ce8\u518c\u5b66\u4e60\u3002<\/p>\n<h3 id=\"2-%e6%94%b6%e9%9b%86%e5%bf%85%e8%a6%81%e7%9a%84%e6%96%87%e4%bb%b6-YBndeWkMOT\">2. \u6536\u96c6\u5fc5\u8981\u7684\u6587\u4ef6<\/h3>\n<p>\u7533\u8bf7\u6559\u80b2\u7a0e\u6536\u4f18\u60e0\u65f6\uff0c\u9700\u8981\u51c6\u5907\u4ee5\u4e0b\u6587\u4ef6\uff1a<\/p>\n<ul>\n<li>Form 1098-T\uff1a\u7531\u6559\u80b2\u673a\u6784\u63d0\u4f9b\uff0c\u8bb0\u5f55\u5b66\u8d39\u652f\u4ed8\u60c5\u51b5\u3002<\/li>\n<li>\u5b66\u8d39\u6536\u636e\uff1a\u8bc1\u660e\u5df2\u652f\u4ed8\u7684\u5b66\u8d39\u548c\u76f8\u5173\u8d39\u7528\u3002<\/li>\n<li>\u5b66\u751f\u8d37\u6b3e\u5229\u606f\u652f\u4ed8\u8bb0\u5f55\uff1a\u5982\u679c\u7533\u8bf7\u5b66\u751f\u8d37\u6b3e\u5229\u606f\u6263\u9664\uff0c\u9700\u8981\u63d0\u4f9b\u76f8\u5173\u7684\u652f\u4ed8\u8bb0\u5f55\u3002<\/li>\n<\/ul>\n<h3 id=\"3-%e5%a1%ab%e5%86%99%e7%a8%8e%e8%a1%a8-YBndeWkMOT\">3. \u586b\u5199\u7a0e\u8868<\/h3>\n<p>\u5728\u586b\u5199\u7a0e\u8868\u65f6\uff0c\u9700\u6839\u636e\u6240\u7533\u8bf7\u7684\u4f18\u60e0\u7c7b\u578b\uff0c\u586b\u5199\u76f8\u5e94\u7684\u8868\u683c\u3002\u4f8b\u5982\uff0c\u7533\u8bf7AOTC\u65f6\uff0c\u9700\u8981\u57281040\u8868\u683c\u4e2d\u586b\u5199Form 8863\u3002<\/p>\n<h3 id=\"4-%e6%8f%90%e4%ba%a4%e7%94%b3%e8%af%b7-YBndeWkMOT\">4. \u63d0\u4ea4\u7533\u8bf7<\/h3>\n<p>\u5b8c\u6210\u7a0e\u8868\u540e\uff0c\u6309\u7167IRS\u7684\u8981\u6c42\u63d0\u4ea4\u7533\u8bf7\u3002\u53ef\u4ee5\u9009\u62e9\u7535\u5b50\u62a5\u7a0e\u6216\u90ae\u5bc4\u7eb8\u8d28\u8868\u683c\u3002<\/p>\n<h2 id=\"%e4%bd%bf%e7%94%a8%e6%95%99%e8%82%b2%e7%a8%8e%e6%94%b6%e4%bc%98%e6%83%a0%e7%9a%84%e6%b3%a8%e6%84%8f%e4%ba%8b%e9%a1%b9-YBndeWkMOT\">\u4f7f\u7528\u6559\u80b2\u7a0e\u6536\u4f18\u60e0\u7684\u6ce8\u610f\u4e8b\u9879<\/h2>\n<p>\u5728\u4f7f\u7528\u6559\u80b2\u7a0e\u6536\u4f18\u60e0\u65f6\uff0c\u7eb3\u7a0e\u4eba\u5e94\u6ce8\u610f\u4ee5\u4e0b\u51e0\u70b9\uff1a<\/p>\n<ul>\n<li>\u6bcf\u79cd\u4f18\u60e0\u90fd\u6709\u7279\u5b9a\u7684\u6536\u5165\u9650\u5236\uff0c\u8d85\u51fa\u9650\u5236\u5c06\u65e0\u6cd5\u7533\u8bf7\u3002<\/li>\n<li>\u540c\u4e00\u5b66\u671f\u5185\uff0c\u4e0d\u80fd\u540c\u65f6\u7533\u8bf7AOTC\u548cLLC\u3002<\/li>\n<li>\u786e\u4fdd\u6240\u6709\u4fe1\u606f\u51c6\u786e\u65e0\u8bef\uff0c\u4ee5\u907f\u514d\u56e0\u9519\u8bef\u800c\u5bfc\u81f4\u7684\u5ef6\u8bef\u6216\u62d2\u7edd\u3002<\/li>\n<\/ul>\n<h2 id=\"%e6%80%bb%e7%bb%93-YBndeWkMOT\">\u603b\u7ed3<\/h2>\n<p>\u901a\u8fc7\u5408\u7406\u7533\u8bf7\u548c\u4f7f\u7528\u6559\u80b2\u7a0e\u6536\u4f18\u60e0\uff0c\u7eb3\u7a0e\u4eba\u53ef\u4ee5\u6709\u6548\u51cf\u8f7b\u7a0e\u52a1\u8d1f\u62c5\u3002\u4e86\u89e3\u4e0d\u540c\u7c7b\u578b\u7684\u4f18\u60e0\u3001\u7533\u8bf7\u6b65\u9aa4\u53ca\u6ce8\u610f\u4e8b\u9879\u662f\u6210\u529f\u7533\u8bf7\u7684\u5173\u952e\u3002\u5982\u679c\u60a8\u5728\u5bfb\u627e\u9ad8\u6548\u7684\u670d\u52a1\u5668\u89e3\u51b3\u65b9\u6848\uff0c\u7c73\u4e91\u63d0\u4f9b\u591a\u79cd\u670d\u52a1\uff0c\u5305\u62ec<a href=\"https:\/\/fwq.ai\">\u7f8e\u56fdVPS<\/a>\u3001<a href=\"https:\/\/fwq.ai\">\u4e91\u670d\u52a1\u5668<\/a>\u7b49\uff0c\u5e2e\u52a9\u60a8\u5728\u6570\u5b57\u5316\u65f6\u4ee3\u66f4\u597d\u5730\u7ba1\u7406\u60a8\u7684\u4e1a\u52a1\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5982\u4f55\u5728\u7f8e\u56fd\u7533\u8bf7\u5e76\u4f7f\u7528\u6559\u80b2\u7a0e\u6536\u4f18\u60e0\uff0c\u51cf\u8f7b\u7a0e\u52a1\u8d1f\u62c5\uff1f \u5728\u7f8e\u56fd\uff0c\u6559\u80b2\u7a0e\u6536\u4f18\u60e0\u662f\u5e2e\u52a9\u5b66\u751f\u53ca\u5176\u5bb6\u5ead\u51cf\u8f7b\u7a0e\u52a1\u8d1f\u62c5\u7684\u91cd\u8981\u5de5\u5177\u3002\u901a\u8fc7\u5408\u7406\u5229\u7528\u8fd9\u4e9b\u4f18\u60e0\uff0c\u7eb3\u7a0e\u4eba\u53ef\u4ee5\u5728\u62a5\u7a0e\u65f6\u83b7\u5f97\u53ef\u89c2\u7684\u51cf\u514d\u3002\u672c\u6587\u5c06\u8be6\u7ec6\u4ecb\u7ecd\u5982\u4f55\u7533\u8bf7\u5e76\u4f7f\u7528\u8fd9\u4e9b\u6559\u80b2\u7a0e\u6536\u4f18\u60e0\u3002 \u6559\u80b2\u7a0e\u6536\u4f18\u60e0\u7684\u79cd\u7c7b \u7f8e\u56fd\u7684\u6559\u80b2\u7a0e\u6536\u4f18\u60e0\u4e3b\u8981\u5305\u62ec\u4ee5\u4e0b\u51e0\u79cd\uff1a \u7f8e\u56fd\u673a\u4f1a\u7a0e\u6536\u62b5\u514d\uff08American Opportunity Tax Credit, AOTC\uff09\uff1a\u9002\u7528\u4e8e\u5728\u9ad8\u7b49\u6559\u80b2\u673a\u6784\u5c31\u8bfb\u7684\u5b66\u751f\uff0c\u6700\u591a\u53ef\u62b5\u514d\u6bcf\u5e74$2,500\u7684\u5b66\u8d39\u548c\u76f8\u5173\u8d39\u7528\u3002 \u7ec8\u8eab\u5b66\u4e60\u62b5\u514d\uff08Lifetime Learning Credit, LLC\uff09\uff1a\u9002\u7528\u4e8e\u4efb\u4f55\u9ad8\u7b49\u6559\u80b2\u8bfe\u7a0b\u7684\u5b66\u4e60\uff0c\u6700\u591a\u53ef\u62b5\u514d\u6bcf\u5e74$2,000\u3002 \u5b66\u751f\u8d37\u6b3e\u5229\u606f\u6263\u9664\uff08Student Loan Interest Deduction\uff09\uff1a\u5141\u8bb8\u7eb3\u7a0e\u4eba\u6263\u9664\u6bcf\u5e74\u6700\u591a$2,500\u7684\u5b66\u751f\u8d37\u6b3e\u5229\u606f\u3002 529\u8ba1\u5212\uff08Qualified Tuition Programs\uff09\uff1a\u4e00\u79cd\u7a0e\u6536\u4f18\u60e0\u7684\u50a8\u84c4\u8ba1\u5212\uff0c\u7528\u4e8e\u652f\u4ed8\u5408\u683c\u7684\u6559\u80b2\u8d39\u7528\u3002 \u7533\u8bf7\u6559\u80b2\u7a0e\u6536\u4f18\u60e0\u7684\u6b65\u9aa4 1. \u786e\u5b9a\u8d44\u683c \u5728\u7533\u8bf7\u4efb\u4f55\u6559\u80b2\u7a0e\u6536\u4f18\u60e0\u4e4b\u524d\uff0c\u9996\u5148\u9700\u8981\u786e\u8ba4\u81ea\u5df1\u662f\u5426\u7b26\u5408\u8d44\u683c\u3002\u4e00\u822c\u6765\u8bf4\uff0c\u7533\u8bf7\u8005\u5fc5\u987b\u662f\u7eb3\u7a0e\u4eba\u6216\u5176\u53d7\u629a\u517b\u4eba\uff0c\u5e76\u4e14\u5728\u5408\u683c\u7684\u6559\u80b2\u673a\u6784\u6ce8\u518c\u5b66\u4e60\u3002 2. \u6536\u96c6\u5fc5\u8981\u7684\u6587\u4ef6 \u7533\u8bf7\u6559\u80b2\u7a0e\u6536\u4f18\u60e0\u65f6\uff0c\u9700\u8981\u51c6\u5907\u4ee5\u4e0b\u6587\u4ef6\uff1a Form 1098-T\uff1a\u7531\u6559\u80b2\u673a\u6784\u63d0\u4f9b\uff0c\u8bb0\u5f55\u5b66\u8d39\u652f\u4ed8\u60c5\u51b5\u3002 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