{"id":49991,"date":"2024-12-03T12:40:13","date_gmt":"2024-12-03T04:40:13","guid":{"rendered":"https:\/\/fwq.ai\/blog\/49991\/"},"modified":"2024-12-03T12:40:13","modified_gmt":"2024-12-03T04:40:13","slug":"%e4%ba%86%e8%a7%a3-sepa-%e5%92%8c%e8%b7%a8%e5%a2%83%e6%94%af%e4%bb%98","status":"publish","type":"post","link":"https:\/\/fwq.ai\/blog\/49991\/","title":{"rendered":"\u4e86\u89e3 SEPA \u548c\u8de8\u5883\u652f\u4ed8"},"content":{"rendered":"

<\/b> <\/p>\n

\u4e86\u89e3 SEPA \u548c\u8de8\u5883\u652f\u4ed8<\/h1>\n

\u54c8\u55bd\uff01\u4eca\u5929\u5fc3\u8840\u6765\u6f6e\u7ed9\u5927\u5bb6\u5e26\u6765\u4e86\u300a\u4e86\u89e3 SEPA \u548c\u8de8\u5883\u652f\u4ed8\u300b<\/span>\uff0c\u60f3\u5fc5\u5927\u5bb6\u5e94\u8be5\u5bf9\u6587\u7ae0<\/span>\u90fd\u4e0d\u964c\u751f\u5427\uff0c\u90a3\u4e48\u9605\u8bfb\u672c\u6587\u5c31\u90fd\u4e0d\u4f1a\u5f88\u56f0\u96be\uff0c\u4ee5\u4e0b\u5185\u5bb9\u4e3b\u8981\u6d89\u53ca\u5230<\/span>\uff0c\u82e5\u662f\u4f60\u6b63\u5728\u5b66\u4e60\u6587\u7ae0<\/span>\uff0c\u5343\u4e07\u522b\u9519\u8fc7\u8fd9\u7bc7\u6587\u7ae0~\u5e0c\u671b\u80fd\u5e2e\u52a9\u5230\u4f60\uff01<\/p>\n

\"\u4e86\u89e3<\/p>\n

\u5355\u4e00\u6b27\u5143\u652f\u4ed8\u533a (sepa) \u7b80\u5316\u4e86\u6574\u4e2a\u6b27\u6d32\u4ee5\u6b27\u5143\u8ba1\u4ef7\u7684\u4ea4\u6613\uff0c\u63d0\u4f9b\u4e86\u4e00\u4e2a\u6807\u51c6\u5316\u6846\u67b6\uff0c\u4f7f sepa \u56fd\u5bb6\u5185\u7684\u8de8\u5883\u652f\u4ed8\u4e0e\u56fd\u5185\u4ea4\u6613\u4e00\u6837\u7b80\u5355\u3002 sepa \u6a2a\u8de8 36 \u4e2a\u6b27\u6d32\u56fd\u5bb6\uff0c\u4f7f\u4f01\u4e1a\u548c\u4e2a\u4eba\u80fd\u591f\u8f7b\u677e\u8de8\u5883\u8fdb\u884c\u6b27\u5143\u652f\u4ed8\u3002\u7136\u800c\uff0c\u5177\u6709\u5168\u7403\u5f71\u54cd\u529b\u7684\u516c\u53f8\u901a\u5e38\u9700\u8981\u8d85\u51fa sepa \u8303\u56f4\u7684\u8de8\u5883\u652f\u4ed8\u89e3\u51b3\u65b9\u6848\uff0c\u4ee5\u652f\u6301\u591a\u8d27\u5e01\u4ea4\u6613\u548c\u5176\u4ed6\u533a\u57df\u3002<\/p>\n

sepa \u4ed8\u6b3e\u5206\u4e3a\u4e09\u79cd\u4e3b\u8981\u7c7b\u578b\uff1a<\/p>\n

    \n
  1. sepa \u4fe1\u7528\u8f6c\u8d26 (sct)\uff1a<\/strong> \u7528\u4e8e\u5728 sepa \u53c2\u4e0e\u56fd\u5bb6\u7684\u8d26\u6237\u4e4b\u95f4\u8f6c\u8d26\u6b27\u5143\uff0c\u901a\u5e38\u5728\u4e00\u4e2a\u5de5\u4f5c\u65e5\u5185\u5b8c\u6210\uff0c\u5177\u4f53\u53d6\u51b3\u4e8e\u94f6\u884c\u5904\u7406\u65f6\u95f4\u3002<\/li>\n
  2. sepa \u5373\u65f6\u4fe1\u7528\u8f6c\u8d26 (sct inst)\uff1a<\/strong> \u6b64\u9009\u9879\u53ef\u5b9e\u73b0\u8fd1\u4e4e\u5373\u65f6\u7684\u6b27\u5143\u4ed8\u6b3e\uff0c24\/7 \u53ef\u7528\u3002\u8d44\u91d1\u53ef\u5728\u6570\u79d2\u5185\u5230\u8fbe\u6536\u6b3e\u4eba\uff0c\u6700\u9ad8\u8f6c\u8d26\u9650\u989d\u4e3a 100,000 \u6b27\u5143\uff0c\u975e\u5e38\u9002\u5408\u7d27\u6025\u4ea4\u6613\u3002<\/li>\n
  3. sepa \u76f4\u63a5\u501f\u8bb0 (sdd)\uff1a<\/strong> \u9002\u7528\u4e8e\u5b9a\u671f\u4ed8\u6b3e\uff0c\u4f8b\u5982\u8ba2\u9605\uff0c\u8d44\u91d1\u6839\u636e\u9884\u5b9a\u4e49\u7684\u65f6\u95f4\u8868\u81ea\u52a8\u4ece\u4ed8\u6b3e\u4eba\u7684\u5e10\u6237\u4e2d\u201c\u63d0\u53d6\u201d\uff0c\u4ece\u800c\u7b80\u5316\u4f01\u4e1a\u548c\u6d88\u8d39\u8005\u7684\u5e38\u89c4\u4ea4\u6613\u3002<\/li>\n<\/ol>\n

    \u867d\u7136 sepa \u663e\u7740\u589e\u5f3a\u4e86\u6b27\u6d32\u5883\u5185\u7684\u6b27\u5143\u4ea4\u6613\uff0c\u4f46\u4ec5\u9650\u4e8e sepa \u53c2\u4e0e\u56fd\u5883\u5185\u4ee5\u6b27\u5143\u8ba1\u4ef7\u7684\u652f\u4ed8\u3002\u5168\u7403\u8fd0\u8425\u7684\u4f01\u4e1a\u9700\u8981\u652f\u6301\u591a\u79cd\u8d27\u5e01\u5e76\u652f\u6301 sepa \u533a\u57df\u4ee5\u5916\u4ea4\u6613\u7684\u89e3\u51b3\u65b9\u6848\u3002\u8de8\u5883\u652f\u4ed8\u89e3\u51b3\u65b9\u6848\u901a\u8fc7\u4fc3\u8fdb\u4e0d\u540c\u5730\u533a\u7684\u4ea4\u6613\u3001\u786e\u4fdd\u9075\u5b88\u5f53\u5730\u6cd5\u89c4\u3001\u4f18\u5316\u8d27\u5e01\u5151\u6362\u4ee5\u53ca\u5904\u7406\u4e86\u89e3\u60a8\u7684\u5ba2\u6237 (kyc) \u6cd5\u89c4\u7b49\u590d\u6742\u8981\u6c42\u6765\u6ee1\u8db3\u8fd9\u4e00\u9700\u6c42\u3002<\/p>\n

    \u901a\u8fc7\u5c06 sepa \u4e0e\u66f4\u5e7f\u6cdb\u7684\u8de8\u5883 api \u96c6\u6210\uff0c\u4f01\u4e1a\u53ef\u4ee5\u63d0\u4f9b\u9002\u5408\u533a\u57df\u548c\u5168\u7403\u5e02\u573a\u7684\u65e0\u7f1d\u652f\u4ed8\u89e3\u51b3\u65b9\u6848\uff0c\u63d0\u4f9b\u8d85\u8d8a sepa \u4ec5\u9650\u6b27\u5143\u6846\u67b6\u7684\u7aef\u5230\u7aef\u652f\u4ed8\u652f\u6301\u3002<\/p>\n

    \u5f00\u53d1\u4eba\u5458\u53ef\u4ee5\u5229\u7528 rapyd \u7684\u7efc\u5408 api \u6765\u7b80\u5316 sepa \u548c\u8de8\u5883\u652f\u4ed8\u3002\u4f8b\u5982\uff0crapyd \u7684 sepa credit transfer api \u5141\u8bb8\u5728 sepa \u56fd\u5bb6\/\u5730\u533a\u5185\u8fdb\u884c\u6b27\u5143\u8f6c\u8d26\uff0c\u800c\u5176\u4ed6 api \u652f\u6301\u5168\u7403\u591a\u8d27\u5e01\u4ea4\u6613\u3002\u8fd9\u4e9b api \u4f7f\u4f01\u4e1a\u80fd\u591f\u5904\u7406\u6b27\u5143\u548c\u975e\u6b27\u5143\u652f\u4ed8\u3001\u96c6\u6210\u8d27\u5e01\u5151\u6362\u3001\u7ba1\u7406\u5408\u89c4\u6027\u5e76\u63d0\u4f9b\u65e0\u7f1d\u3001\u65e0\u6469\u64e6\u7684\u5ba2\u6237\u4f53\u9a8c\u3002<\/p>\n

    \u8fd9\u662f\u4e00\u4e2a\u7b80\u5355\u7684\u4f2a\u4ee3\u7801\u793a\u4f8b\uff0c\u7528\u4e8e\u4f7f\u7528 rapyd \u7684 api \u53d1\u8d77 sepa \u4fe1\u7528\u8f6c\u8d26\uff1a<\/p>\n

    import requests\n\ndef initiate_sepa_transfer(amount, currency, recipient_iban, sender_iban, auth_token):\n    headers = {\n        'Authorization': f'Bearer {auth_token}',\n        'Content-Type': 'application\/json'\n    }\n    data = {\n        \"amount\": amount,\n        \"currency\": currency,\n        \"recipient_iban\": recipient_iban,\n        \"sender_iban\": sender_iban\n    }\n    response = requests.post(\"https:\/\/api.rapyd.net\/v1\/sepa_credit_transfer\", headers=headers, json=data)\n    return response.json()\n<\/pre>\n
    \u6b64\u793a\u4f8b\u6f14\u793a\u4e86\u5982\u4f55\u96c6\u6210 sepa \u652f\u4ed8\uff0c\u800c rapyd \u7684\u8de8\u5883\u652f\u4ed8 api \u5219\u8fdb\u4e00\u6b65\u652f\u6301 sepa \u4e4b\u5916\u7684\u4ea4\u6613\u5e76\u7ba1\u7406\u591a\u79cd\u8d27\u5e01\u3002\u5904\u7406\u9519\u8bef\u4ee3\u7801\uff08\u4f8b\u5982\uff0c\u65e0\u6548\u8bf7\u6c42\u7684 400 \u6216\u672a\u7ecf\u6388\u6743\u7684\u8bbf\u95ee\u7684 401\uff09\u53ef\u786e\u4fdd\u4ea4\u6613\u6d41\u7a0b\u987a\u7545\u5e76\u6700\u5927\u9650\u5ea6\u5730\u51cf\u5c11\u7528\u6237\u6469\u64e6\u3002<\/p>\n
    sepa \u6539\u53d8\u4e86\u6b27\u6d32\u5883\u5185\u4ee5\u6b27\u5143\u8ba1\u4ef7\u7684\u652f\u4ed8\u65b9\u5f0f\uff0c\u4f46\u91c7\u7528\u8de8\u5883\u652f\u4ed8\u5e94\u7528\u7a0b\u5e8f\u5bf9\u4e8e\u62e5\u6709\u5168\u7403\u4e1a\u52a1\u7684\u4f01\u4e1a\u81f3\u5173\u91cd\u8981\u3002\u901a\u8fc7\u5229\u7528 rapyd \u7075\u6d3b\u7684 api\uff0c\u5f00\u53d1\u4eba\u5458\u53ef\u4ee5\u96c6\u6210 sepa \u4ee5\u8fdb\u884c\u6b27\u6d32\u652f\u4ed8\u5e76\u652f\u6301\u5168\u7403\u591a\u8d27\u5e01\u4ea4\u6613\uff0c\u4ece\u800c\u63d0\u4f9b\u53ef\u968f\u7740\u5f53\u4eca\u4e92\u8054\u7ecf\u6d4e\u7684\u53d1\u5c55\u800c\u53d1\u5c55\u7684\u53ef\u6269\u5c55\u89e3\u51b3\u65b9\u6848\u3002<\/p>\n
    \u6709\u5173\u5b9e\u65bd sepa \u548c\u8de8\u5883\u652f\u4ed8\u89e3\u51b3\u65b9\u6848\u7684\u8fdb\u4e00\u6b65\u6307\u5bfc\uff0c\u8bf7\u53c2\u9605\u4ee5\u4e0b\u8d44\u6e90\uff1a<\/p>\n
      \n
    • \u94f6\u884c\u76f4\u63a5\u501f\u8bb0 – rapyd \u6587\u6863<\/li>\n
    • \u4f01\u4e1a\u8de8\u5883\u652f\u4ed8\u89e3\u51b3\u65b9\u6848 – rapyd<\/li>\n
    • \u5ba2\u6237\u4ed8\u6b3e\u65b9\u5f0f – rapyd \u6587\u6863<\/li>\n<\/ul>\n
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            \u7248\u672c\u58f0\u660e \u672c\u6587\u8f6c\u8f7d\u4e8e\uff1adev.to \u5982\u6709\u4fb5\u72af\uff0c\u8bf7\u8054\u7cfb\u5220\u9664<\/p>\n","protected":false},"excerpt":{"rendered":"
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