{"id":8130,"date":"2024-11-15T03:12:17","date_gmt":"2024-11-14T19:12:17","guid":{"rendered":"https:\/\/fwq.ai\/blog\/8130\/"},"modified":"2024-11-15T03:12:17","modified_gmt":"2024-11-14T19:12:17","slug":"kyc%e6%9c%89%e5%93%aa%e4%ba%9b%e9%9a%90%e7%a7%81%e4%bf%9d%e6%8a%a4%e6%8e%aa%e6%96%bd%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/fwq.ai\/blog\/8130\/","title":{"rendered":"KYC\u6709\u54ea\u4e9b\u9690\u79c1\u4fdd\u62a4\u63aa\u65bd\uff1f"},"content":{"rendered":"<h1 id=\"kyc%e6%9c%89%e5%93%aa%e4%ba%9b%e9%9a%90%e7%a7%81%e4%bf%9d%e6%8a%a4%e6%8e%aa%e6%96%bd%ef%bc%9f-jjzgFEMvSY\">KYC\u6709\u54ea\u4e9b\u9690\u79c1\u4fdd\u62a4\u63aa\u65bd\uff1f<\/h1>\n<p>\u5728\u6570\u5b57\u5316\u65f6\u4ee3\uff0cKYC\uff08Know Your Customer\uff0c\u4e86\u89e3\u4f60\u7684\u5ba2\u6237\uff09\u5df2\u6210\u4e3a\u91d1\u878d\u673a\u6784\u548c\u5176\u4ed6\u884c\u4e1a\u7684\u91cd\u8981\u5408\u89c4\u8981\u6c42\u3002KYC\u7684\u4e3b\u8981\u76ee\u7684\u662f\u4e3a\u4e86\u9632\u6b62\u6d17\u94b1\u3001\u6b3a\u8bc8\u548c\u5176\u4ed6\u91d1\u878d\u72af\u7f6a\u3002\u7136\u800c\uff0cKYC\u8fc7\u7a0b\u6d89\u53ca\u5927\u91cf\u4e2a\u4eba\u4fe1\u606f\uff0c\u8fd9\u5f15\u53d1\u4e86\u4eba\u4eec\u5bf9\u9690\u79c1\u4fdd\u62a4\u7684\u5173\u6ce8\u3002\u672c\u6587\u5c06\u63a2\u8ba8KYC\u4e2d\u5e38\u89c1\u7684\u9690\u79c1\u4fdd\u62a4\u63aa\u65bd\u3002<\/p>\n<h2 id=\"kyc%e7%9a%84%e5%9f%ba%e6%9c%ac%e6%a6%82%e5%bf%b5-jjzgFEMvSY\">KYC\u7684\u57fa\u672c\u6982\u5ff5<\/h2>\n<p>KYC\u662f\u6307\u91d1\u878d\u673a\u6784\u5728\u4e0e\u5ba2\u6237\u5efa\u7acb\u4e1a\u52a1\u5173\u7cfb\u4e4b\u524d\uff0c\u5fc5\u987b\u5bf9\u5ba2\u6237\u7684\u8eab\u4efd\u8fdb\u884c\u9a8c\u8bc1\u7684\u8fc7\u7a0b\u3002\u8fd9\u901a\u5e38\u5305\u62ec\u6536\u96c6\u5ba2\u6237\u7684\u4e2a\u4eba\u4fe1\u606f\uff0c\u5982\u59d3\u540d\u3001\u5730\u5740\u3001\u51fa\u751f\u65e5\u671f\u3001\u8eab\u4efd\u8bc1\u660e\u6587\u4ef6\u7b49\u3002\u867d\u7136KYC\u6709\u52a9\u4e8e\u63d0\u9ad8\u91d1\u878d\u5b89\u5168\u6027\uff0c\u4f46\u4e5f\u53ef\u80fd\u5bfc\u81f4\u5ba2\u6237\u9690\u79c1\u6cc4\u9732\u7684\u98ce\u9669\u3002<\/p>\n<h2 id=\"%e9%9a%90%e7%a7%81%e4%bf%9d%e6%8a%a4%e6%8e%aa%e6%96%bd-jjzgFEMvSY\">\u9690\u79c1\u4fdd\u62a4\u63aa\u65bd<\/h2>\n<h3 id=\"1-%e6%95%b0%e6%8d%ae%e5%8a%a0%e5%af%86-jjzgFEMvSY\">1. \u6570\u636e\u52a0\u5bc6<\/h3>\n<p>\u6570\u636e\u52a0\u5bc6\u662f\u4fdd\u62a4\u5ba2\u6237\u4fe1\u606f\u7684\u57fa\u672c\u63aa\u65bd\u4e4b\u4e00\u3002\u5728KYC\u8fc7\u7a0b\u4e2d\uff0c\u91d1\u878d\u673a\u6784\u5e94\u5bf9\u5ba2\u6237\u7684\u654f\u611f\u4fe1\u606f\u8fdb\u884c\u52a0\u5bc6\u5904\u7406\uff0c\u4ee5\u9632\u6b62\u6570\u636e\u5728\u4f20\u8f93\u6216\u5b58\u50a8\u8fc7\u7a0b\u4e2d\u88ab\u672a\u6388\u6743\u8bbf\u95ee\u3002\u5e38\u89c1\u7684\u52a0\u5bc6\u6280\u672f\u5305\u62ec\u5bf9\u79f0\u52a0\u5bc6\u548c\u975e\u5bf9\u79f0\u52a0\u5bc6\u3002<\/p>\n<pre><code>\u4f8b\u5982\uff0c\u4f7f\u7528AES\uff08\u9ad8\u7ea7\u52a0\u5bc6\u6807\u51c6\uff09\u8fdb\u884c\u6570\u636e\u52a0\u5bc6\uff1a<\/code><\/pre>\n<pre><code>from Crypto.Cipher import AES\nimport base64\n\ndef encrypt(plain_text, key):\n    cipher = AES.new(key, AES.MODE_EAX)\n    ciphertext, tag = cipher.encrypt_and_digest(plain_text.encode())\n    return base64.b64encode(cipher.nonce + tag + ciphertext).decode()\n<\/code><\/pre>\n<h3 id=\"2-%e6%9c%80%e5%b0%8f%e5%8c%96%e6%95%b0%e6%8d%ae%e6%94%b6%e9%9b%86-jjzgFEMvSY\">2. \u6700\u5c0f\u5316\u6570\u636e\u6536\u96c6<\/h3>\n<p>\u5728KYC\u8fc7\u7a0b\u4e2d\uff0c\u91d1\u878d\u673a\u6784\u5e94\u9075\u5faa\u6570\u636e\u6700\u5c0f\u5316\u539f\u5219\uff0c\u4ec5\u6536\u96c6\u5b8c\u6210\u8eab\u4efd\u9a8c\u8bc1\u6240\u9700\u7684\u6700\u5c11\u4fe1\u606f\u3002\u8fd9\u4e0d\u4ec5\u53ef\u4ee5\u964d\u4f4e\u9690\u79c1\u6cc4\u9732\u7684\u98ce\u9669\uff0c\u8fd8\u80fd\u63d0\u9ad8\u5ba2\u6237\u7684\u4fe1\u4efb\u5ea6\u3002<\/p>\n<h3 id=\"3-%e6%95%b0%e6%8d%ae%e5%8c%bf%e5%90%8d%e5%8c%96-jjzgFEMvSY\">3. \u6570\u636e\u533f\u540d\u5316<\/h3>\n<p>\u6570\u636e\u533f\u540d\u5316\u662f\u6307\u5728\u5904\u7406\u5ba2\u6237\u6570\u636e\u65f6\uff0c\u53bb\u9664\u80fd\u591f\u8bc6\u522b\u5ba2\u6237\u8eab\u4efd\u7684\u4fe1\u606f\u3002\u901a\u8fc7\u5c06\u6570\u636e\u8fdb\u884c\u533f\u540d\u5316\u5904\u7406\uff0c\u91d1\u878d\u673a\u6784\u53ef\u4ee5\u5728\u4e0d\u66b4\u9732\u5ba2\u6237\u8eab\u4efd\u7684\u60c5\u51b5\u4e0b\u8fdb\u884c\u6570\u636e\u5206\u6790\u548c\u98ce\u9669\u8bc4\u4f30\u3002<\/p>\n<h3 id=\"4-%e8%ae%bf%e9%97%ae%e6%8e%a7%e5%88%b6-jjzgFEMvSY\">4. \u8bbf\u95ee\u63a7\u5236<\/h3>\n<p>\u5b9e\u65bd\u4e25\u683c\u7684\u8bbf\u95ee\u63a7\u5236\u63aa\u65bd\u662f\u4fdd\u62a4\u5ba2\u6237\u4fe1\u606f\u7684\u5173\u952e\u3002\u53ea\u6709\u7ecf\u8fc7\u6388\u6743\u7684\u5458\u5de5\u624d\u80fd\u8bbf\u95ee\u5ba2\u6237\u7684\u654f\u611f\u4fe1\u606f\u3002\u6b64\u5916\uff0c\u91d1\u878d\u673a\u6784\u5e94\u5b9a\u671f\u5ba1\u67e5\u8bbf\u95ee\u6743\u9650\uff0c\u4ee5\u786e\u4fdd\u6ca1\u6709\u4e0d\u5fc5\u8981\u7684\u8bbf\u95ee\u3002<\/p>\n<h3 id=\"5-%e5%ae%9a%e6%9c%9f%e5%ae%89%e5%85%a8%e5%ae%a1%e8%ae%a1-jjzgFEMvSY\">5. \u5b9a\u671f\u5b89\u5168\u5ba1\u8ba1<\/h3>\n<p>\u5b9a\u671f\u8fdb\u884c\u5b89\u5168\u5ba1\u8ba1\u53ef\u4ee5\u5e2e\u52a9\u91d1\u878d\u673a\u6784\u8bc6\u522b\u6f5c\u5728\u7684\u5b89\u5168\u6f0f\u6d1e\u548c\u9690\u79c1\u98ce\u9669\u3002\u901a\u8fc7\u5ba1\u8ba1\uff0c\u673a\u6784\u53ef\u4ee5\u8bc4\u4f30\u5176KYC\u6d41\u7a0b\u7684\u6709\u6548\u6027\uff0c\u5e76\u53ca\u65f6\u91c7\u53d6\u63aa\u65bd\u8fdb\u884c\u6539\u8fdb\u3002<\/p>\n<h3 id=\"6-%e5%ae%a2%e6%88%b7%e7%9f%a5%e6%83%85%e6%9d%83-jjzgFEMvSY\">6. \u5ba2\u6237\u77e5\u60c5\u6743<\/h3>\n<p>\u5ba2\u6237\u5e94\u88ab\u544a\u77e5\u5176\u4e2a\u4eba\u4fe1\u606f\u7684\u6536\u96c6\u3001\u4f7f\u7528\u548c\u5b58\u50a8\u65b9\u5f0f\u3002\u91d1\u878d\u673a\u6784\u5e94\u63d0\u4f9b\u900f\u660e\u7684\u9690\u79c1\u653f\u7b56\uff0c\u5e76\u5141\u8bb8\u5ba2\u6237\u968f\u65f6\u67e5\u8be2\u548c\u66f4\u65b0\u5176\u4e2a\u4eba\u4fe1\u606f\u3002\u8fd9\u79cd\u505a\u6cd5\u4e0d\u4ec5\u7b26\u5408\u5408\u89c4\u8981\u6c42\uff0c\u4e5f\u6709\u52a9\u4e8e\u589e\u5f3a\u5ba2\u6237\u7684\u4fe1\u4efb\u611f\u3002<\/p>\n<h2 id=\"%e6%80%bb%e7%bb%93-jjzgFEMvSY\">\u603b\u7ed3<\/h2>\n<p>\u5728KYC\u8fc7\u7a0b\u4e2d\uff0c\u9690\u79c1\u4fdd\u62a4\u63aa\u65bd\u81f3\u5173\u91cd\u8981\u3002\u901a\u8fc7\u6570\u636e\u52a0\u5bc6\u3001\u6700\u5c0f\u5316\u6570\u636e\u6536\u96c6\u3001\u6570\u636e\u533f\u540d\u5316\u3001\u8bbf\u95ee\u63a7\u5236\u3001\u5b9a\u671f\u5b89\u5168\u5ba1\u8ba1\u548c\u5ba2\u6237\u77e5\u60c5\u6743\u7b49\u63aa\u65bd\uff0c\u91d1\u878d\u673a\u6784\u53ef\u4ee5\u6709\u6548\u5730\u4fdd\u62a4\u5ba2\u6237\u7684\u4e2a\u4eba\u4fe1\u606f\u3002\u7c73\u4e91\u4e0d\u662f\u91d1\u878d\u673a\u6784\uff0c\u4e0d\u8981\u6c42KYC\u3002\u6709\u5173\u66f4\u591a\u4fe1\u606f\uff0c\u8bf7\u8bbf\u95ee\u6211\u4eec\u7684<a href=\"https:\/\/fwq.ai\">\u4e91\u670d\u52a1\u5668<\/a>\u670d\u52a1\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>KYC\u6709\u54ea\u4e9b\u9690\u79c1\u4fdd\u62a4\u63aa\u65bd\uff1f \u5728\u6570\u5b57\u5316\u65f6\u4ee3\uff0cKYC\uff08Know Your Customer\uff0c\u4e86\u89e3\u4f60\u7684\u5ba2\u6237\uff09\u5df2\u6210\u4e3a\u91d1\u878d\u673a\u6784\u548c\u5176\u4ed6\u884c\u4e1a\u7684\u91cd\u8981\u5408\u89c4\u8981\u6c42\u3002KYC\u7684\u4e3b\u8981\u76ee\u7684\u662f\u4e3a\u4e86\u9632\u6b62\u6d17\u94b1\u3001\u6b3a\u8bc8\u548c\u5176\u4ed6\u91d1\u878d\u72af\u7f6a\u3002\u7136\u800c\uff0cKYC\u8fc7\u7a0b\u6d89\u53ca\u5927\u91cf\u4e2a\u4eba\u4fe1\u606f\uff0c\u8fd9\u5f15\u53d1\u4e86\u4eba\u4eec\u5bf9\u9690\u79c1\u4fdd\u62a4\u7684\u5173\u6ce8\u3002\u672c\u6587\u5c06\u63a2\u8ba8KYC\u4e2d\u5e38\u89c1\u7684\u9690\u79c1\u4fdd\u62a4\u63aa\u65bd\u3002 KYC\u7684\u57fa\u672c\u6982\u5ff5 KYC\u662f\u6307\u91d1\u878d\u673a\u6784\u5728\u4e0e\u5ba2\u6237\u5efa\u7acb\u4e1a\u52a1\u5173\u7cfb\u4e4b\u524d\uff0c\u5fc5\u987b\u5bf9\u5ba2\u6237\u7684\u8eab\u4efd\u8fdb\u884c\u9a8c\u8bc1\u7684\u8fc7\u7a0b\u3002\u8fd9\u901a\u5e38\u5305\u62ec\u6536\u96c6\u5ba2\u6237\u7684\u4e2a\u4eba\u4fe1\u606f\uff0c\u5982\u59d3\u540d\u3001\u5730\u5740\u3001\u51fa\u751f\u65e5\u671f\u3001\u8eab\u4efd\u8bc1\u660e\u6587\u4ef6\u7b49\u3002\u867d\u7136KYC\u6709\u52a9\u4e8e\u63d0\u9ad8\u91d1\u878d\u5b89\u5168\u6027\uff0c\u4f46\u4e5f\u53ef\u80fd\u5bfc\u81f4\u5ba2\u6237\u9690\u79c1\u6cc4\u9732\u7684\u98ce\u9669\u3002 \u9690\u79c1\u4fdd\u62a4\u63aa\u65bd 1. \u6570\u636e\u52a0\u5bc6 \u6570\u636e\u52a0\u5bc6\u662f\u4fdd\u62a4\u5ba2\u6237\u4fe1\u606f\u7684\u57fa\u672c\u63aa\u65bd\u4e4b\u4e00\u3002\u5728KYC\u8fc7\u7a0b\u4e2d\uff0c\u91d1\u878d\u673a\u6784\u5e94\u5bf9\u5ba2\u6237\u7684\u654f\u611f\u4fe1\u606f\u8fdb\u884c\u52a0\u5bc6\u5904\u7406\uff0c\u4ee5\u9632\u6b62\u6570\u636e\u5728\u4f20\u8f93\u6216\u5b58\u50a8\u8fc7\u7a0b\u4e2d\u88ab\u672a\u6388\u6743\u8bbf\u95ee\u3002\u5e38\u89c1\u7684\u52a0\u5bc6\u6280\u672f\u5305\u62ec\u5bf9\u79f0\u52a0\u5bc6\u548c\u975e\u5bf9\u79f0\u52a0\u5bc6\u3002 \u4f8b\u5982\uff0c\u4f7f\u7528AES\uff08\u9ad8\u7ea7\u52a0\u5bc6\u6807\u51c6\uff09\u8fdb\u884c\u6570\u636e\u52a0\u5bc6\uff1a from Crypto.Cipher import AES import base64 def encrypt(plain_text, key): cipher = AES.new(key, AES.MODE_EAX) ciphertext, tag = cipher.encrypt_and_digest(plain_text.encode()) return base64.b64encode(cipher.nonce + tag + ciphertext).decode() 2. \u6700\u5c0f\u5316\u6570\u636e\u6536\u96c6 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