{"id":9265,"date":"2024-11-15T04:30:53","date_gmt":"2024-11-14T20:30:53","guid":{"rendered":"https:\/\/fwq.ai\/blog\/9265\/"},"modified":"2024-11-15T04:30:53","modified_gmt":"2024-11-14T20:30:53","slug":"%e7%be%8e%e5%9b%bd%e5%85%ac%e5%8f%b8%e5%a6%82%e4%bd%95%e7%a1%ae%e4%bf%9dkyc%e6%95%b0%e6%8d%ae%e5%ae%89%e5%85%a8%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/fwq.ai\/blog\/9265\/","title":{"rendered":"\u7f8e\u56fd\u516c\u53f8\u5982\u4f55\u786e\u4fddKYC\u6570\u636e\u5b89\u5168\uff1f"},"content":{"rendered":"

\u7f8e\u56fd\u516c\u53f8\u5982\u4f55\u786e\u4fddKYC\u6570\u636e\u5b89\u5168\uff1f<\/h1>\n

\u5728\u5168\u7403\u91d1\u878d\u73af\u5883\u4e2d\uff0cKYC\uff08\u4e86\u89e3\u60a8\u7684\u5ba2\u6237\uff09\u662f\u786e\u4fdd\u5408\u89c4\u6027\u548c\u9632\u6b62\u91d1\u878d\u72af\u7f6a\u7684\u91cd\u8981\u63aa\u65bd\u3002\u7f8e\u56fd\u516c\u53f8\u5728\u5904\u7406KYC\u6570\u636e\u65f6\uff0c\u9762\u4e34\u7740\u8bf8\u591a\u6311\u6218\uff0c\u5305\u62ec\u6570\u636e\u5b89\u5168\u3001\u9690\u79c1\u4fdd\u62a4\u548c\u5408\u89c4\u8981\u6c42\u3002\u672c\u6587\u5c06\u63a2\u8ba8\u7f8e\u56fd\u516c\u53f8\u5982\u4f55\u786e\u4fddKYC\u6570\u636e\u7684\u5b89\u5168\u6027\uff0c\u4ee5\u53ca\u5728\u8fd9\u4e00\u8fc7\u7a0b\u4e2d\u6240\u91c7\u7528\u7684\u6700\u4f73\u5b9e\u8df5\u3002<\/p>\n

KYC\u6570\u636e\u7684\u5b9a\u4e49\u4e0e\u91cd\u8981\u6027<\/h2>\n

KYC\u6570\u636e\u901a\u5e38\u5305\u62ec\u5ba2\u6237\u7684\u8eab\u4efd\u4fe1\u606f\u3001\u8d22\u52a1\u72b6\u51b5\u3001\u4ea4\u6613\u5386\u53f2\u7b49\u3002\u8fd9\u4e9b\u4fe1\u606f\u4e0d\u4ec5\u7528\u4e8e\u9a8c\u8bc1\u5ba2\u6237\u8eab\u4efd\uff0c\u8fd8\u7528\u4e8e\u8bc4\u4f30\u6f5c\u5728\u7684\u98ce\u9669\u3002\u5bf9\u4e8e\u91d1\u878d\u673a\u6784\u800c\u8a00\uff0c\u786e\u4fddKYC\u6570\u636e\u7684\u5b89\u5168\u6027\u81f3\u5173\u91cd\u8981\uff0c\u56e0\u4e3a\u6570\u636e\u6cc4\u9732\u53ef\u80fd\u5bfc\u81f4\u6cd5\u5f8b\u8d23\u4efb\u3001\u8d22\u52a1\u635f\u5931\u548c\u58f0\u8a89\u53d7\u635f\u3002<\/p>\n

\u7f8e\u56fd\u516c\u53f8\u5728KYC\u6570\u636e\u5b89\u5168\u65b9\u9762\u7684\u63aa\u65bd<\/h2>\n

1. \u6570\u636e\u52a0\u5bc6<\/h3>\n

\u6570\u636e\u52a0\u5bc6\u662f\u4fdd\u62a4KYC\u6570\u636e\u7684\u57fa\u672c\u63aa\u65bd\u4e4b\u4e00\u3002\u7f8e\u56fd\u516c\u53f8\u901a\u5e38\u91c7\u7528\u9ad8\u7ea7\u52a0\u5bc6\u6807\u51c6\uff08AES\uff09\u5bf9\u5b58\u50a8\u548c\u4f20\u8f93\u7684KYC\u6570\u636e\u8fdb\u884c\u52a0\u5bc6\u3002\u901a\u8fc7\u52a0\u5bc6\uff0c\u5373\u4f7f\u6570\u636e\u88ab\u9ed1\u5ba2\u83b7\u53d6\uff0c\u4e5f\u65e0\u6cd5\u8f7b\u6613\u89e3\u8bfb\u3002<\/p>\n

const crypto = require('crypto');\nconst algorithm = 'aes-256-cbc';\nconst key = crypto.randomBytes(32);\nconst iv = crypto.randomBytes(16);\n\nfunction encrypt(text) {\n    let cipher = crypto.createCipheriv(algorithm, Buffer.from(key), iv);\n    let encrypted = cipher.update(text);\n    encrypted = Buffer.concat([encrypted, cipher.final()]);\n    return { iv: iv.toString('hex'), encryptedData: encrypted.toString('hex') };\n}\n<\/code><\/pre>\n
2. \u8bbf\u95ee\u63a7\u5236<\/h3>\n
\u5b9e\u65bd\u4e25\u683c\u7684\u8bbf\u95ee\u63a7\u5236\u662f\u786e\u4fddKYC\u6570\u636e\u5b89\u5168\u7684\u53e6\u4e00\u91cd\u8981\u63aa\u65bd\u3002\u516c\u53f8\u5e94\u786e\u4fdd\u53ea\u6709\u6388\u6743\u4eba\u5458\u624d\u80fd\u8bbf\u95ee\u654f\u611f\u6570\u636e\u3002\u901a\u8fc7\u4f7f\u7528\u591a\u56e0\u7d20\u8ba4\u8bc1\uff08MFA\uff09\u548c\u89d2\u8272\u57fa\u7840\u8bbf\u95ee\u63a7\u5236\uff08RBAC\uff09\uff0c\u516c\u53f8\u53ef\u4ee5\u6709\u6548\u964d\u4f4e\u5185\u90e8\u6570\u636e\u6cc4\u9732\u7684\u98ce\u9669\u3002<\/p>\n
3. \u5b9a\u671f\u5b89\u5168\u5ba1\u8ba1<\/h3>\n
\u5b9a\u671f\u8fdb\u884c\u5b89\u5168\u5ba1\u8ba1\u53ef\u4ee5\u5e2e\u52a9\u516c\u53f8\u8bc6\u522b\u6f5c\u5728\u7684\u5b89\u5168\u6f0f\u6d1e\u3002\u901a\u8fc7\u5bf9\u7cfb\u7edf\u548c\u6d41\u7a0b\u8fdb\u884c\u5168\u9762\u68c0\u67e5\uff0c\u4f01\u4e1a\u53ef\u4ee5\u53ca\u65f6\u53d1\u73b0\u5e76\u4fee\u590d\u5b89\u5168\u9690\u60a3\uff0c\u786e\u4fddKYC\u6570\u636e\u7684\u5b89\u5168\u6027\u3002<\/p>\n
4. \u6570\u636e\u5907\u4efd\u4e0e\u6062\u590d<\/h3>\n
\u6570\u636e\u5907\u4efd\u662f\u9632\u6b62\u6570\u636e\u4e22\u5931\u7684\u91cd\u8981\u63aa\u65bd\u3002\u7f8e\u56fd\u516c\u53f8\u901a\u5e38\u4f1a\u5b9a\u671f\u5907\u4efdKYC\u6570\u636e\uff0c\u5e76\u5c06\u5907\u4efd\u5b58\u50a8\u5728\u5b89\u5168\u7684\u4f4d\u7f6e\u3002\u8fd9\u6837\uff0c\u5728\u53d1\u751f\u6570\u636e\u6cc4\u9732\u6216\u7cfb\u7edf\u6545\u969c\u65f6\uff0c\u53ef\u4ee5\u8fc5\u901f\u6062\u590d\u6570\u636e\uff0c\u51cf\u5c11\u635f\u5931\u3002<\/p>\n
5. \u5408\u89c4\u6027\u4e0e\u6cd5\u5f8b\u8981\u6c42<\/h3>\n
\u7f8e\u56fd\u516c\u53f8\u5728\u5904\u7406KYC\u6570\u636e\u65f6\uff0c\u5fc5\u987b\u9075\u5faa\u76f8\u5173\u6cd5\u5f8b\u6cd5\u89c4\uff0c\u5982\u300a\u94f6\u884c\u4fdd\u5bc6\u6cd5\u300b\uff08BSA\uff09\u548c\u300a\u53cd\u6d17\u94b1\u6cd5\u300b\uff08AML\uff09\u3002\u8fd9\u4e9b\u6cd5\u5f8b\u8981\u6c42\u516c\u53f8\u91c7\u53d6\u5fc5\u8981\u63aa\u65bd\uff0c\u786e\u4fdd\u5ba2\u6237\u4fe1\u606f\u7684\u5b89\u5168\u548c\u9690\u79c1\u3002<\/p>\n
\u6848\u4f8b\u5206\u6790<\/h2>\n
\u4f8b\u5982\uff0c\u67d0\u5927\u578b\u94f6\u884c\u5728\u5b9e\u65bdKYC\u6d41\u7a0b\u65f6\uff0c\u91c7\u7528\u4e86\u591a\u5c42\u6b21\u7684\u5b89\u5168\u63aa\u65bd\uff0c\u5305\u62ec\u6570\u636e\u52a0\u5bc6\u3001\u8bbf\u95ee\u63a7\u5236\u548c\u5b9a\u671f\u5ba1\u8ba1\u3002\u901a\u8fc7\u8fd9\u4e9b\u63aa\u65bd\uff0c\u8be5\u94f6\u884c\u6210\u529f\u5730\u9632\u6b62\u4e86\u591a\u8d77\u6570\u636e\u6cc4\u9732\u4e8b\u4ef6\uff0c\u4fdd\u62a4\u4e86\u5ba2\u6237\u7684\u654f\u611f\u4fe1\u606f\u3002<\/p>\n
\u603b\u7ed3<\/h2>\n
\u7f8e\u56fd\u516c\u53f8\u5728\u786e\u4fddKYC\u6570\u636e\u5b89\u5168\u65b9\u9762\u91c7\u53d6\u4e86\u591a\u79cd\u63aa\u65bd\uff0c\u5305\u62ec\u6570\u636e\u52a0\u5bc6\u3001\u8bbf\u95ee\u63a7\u5236\u3001\u5b9a\u671f\u5b89\u5168\u5ba1\u8ba1\u548c\u5408\u89c4\u6027\u8981\u6c42\u7b49\u3002\u8fd9\u4e9b\u63aa\u65bd\u4e0d\u4ec5\u4fdd\u62a4\u4e86\u5ba2\u6237\u7684\u9690\u79c1\uff0c\u4e5f\u589e\u5f3a\u4e86\u516c\u53f8\u7684\u4fe1\u8a89\u3002\u968f\u7740\u6280\u672f\u7684\u4e0d\u65ad\u53d1\u5c55\uff0c\u4f01\u4e1a\u9700\u8981\u4e0d\u65ad\u66f4\u65b0\u548c\u5b8c\u5584\u5176\u5b89\u5168\u7b56\u7565\uff0c\u4ee5\u5e94\u5bf9\u65e5\u76ca\u590d\u6742\u7684\u7f51\u7edc\u5b89\u5168\u5a01\u80c1\u3002<\/p>\n
\u7c73\u4e91\u4e0d\u662f\u91d1\u878d\u673a\u6784\uff0c\u4e0d\u8981\u6c42KYC\u3002\u6709\u5173\u66f4\u591a\u4fe1\u606f\uff0c\u8bf7\u8bbf\u95ee\u6211\u4eec\u7684\u7f51\u7ad9<\/a>\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"
\u7f8e\u56fd\u516c\u53f8\u5982\u4f55\u786e\u4fddKYC\u6570\u636e\u5b89\u5168\uff1f \u5728\u5168\u7403\u91d1\u878d\u73af\u5883\u4e2d\uff0cKYC\uff08\u4e86\u89e3\u60a8\u7684\u5ba2\u6237\uff09\u662f\u786e\u4fdd\u5408\u89c4\u6027\u548c\u9632\u6b62\u91d1\u878d\u72af\u7f6a\u7684\u91cd\u8981\u63aa\u65bd\u3002\u7f8e\u56fd\u516c\u53f8\u5728\u5904\u7406KYC\u6570\u636e\u65f6\uff0c\u9762\u4e34\u7740\u8bf8\u591a\u6311\u6218\uff0c\u5305\u62ec\u6570\u636e\u5b89\u5168\u3001\u9690\u79c1\u4fdd\u62a4\u548c\u5408\u89c4\u8981\u6c42\u3002\u672c\u6587\u5c06\u63a2\u8ba8\u7f8e\u56fd\u516c\u53f8\u5982\u4f55\u786e\u4fddKYC\u6570\u636e\u7684\u5b89\u5168\u6027\uff0c\u4ee5\u53ca\u5728\u8fd9\u4e00\u8fc7\u7a0b\u4e2d\u6240\u91c7\u7528\u7684\u6700\u4f73\u5b9e\u8df5\u3002 KYC\u6570\u636e\u7684\u5b9a\u4e49\u4e0e\u91cd\u8981\u6027 KYC\u6570\u636e\u901a\u5e38\u5305\u62ec\u5ba2\u6237\u7684\u8eab\u4efd\u4fe1\u606f\u3001\u8d22\u52a1\u72b6\u51b5\u3001\u4ea4\u6613\u5386\u53f2\u7b49\u3002\u8fd9\u4e9b\u4fe1\u606f\u4e0d\u4ec5\u7528\u4e8e\u9a8c\u8bc1\u5ba2\u6237\u8eab\u4efd\uff0c\u8fd8\u7528\u4e8e\u8bc4\u4f30\u6f5c\u5728\u7684\u98ce\u9669\u3002\u5bf9\u4e8e\u91d1\u878d\u673a\u6784\u800c\u8a00\uff0c\u786e\u4fddKYC\u6570\u636e\u7684\u5b89\u5168\u6027\u81f3\u5173\u91cd\u8981\uff0c\u56e0\u4e3a\u6570\u636e\u6cc4\u9732\u53ef\u80fd\u5bfc\u81f4\u6cd5\u5f8b\u8d23\u4efb\u3001\u8d22\u52a1\u635f\u5931\u548c\u58f0\u8a89\u53d7\u635f\u3002 \u7f8e\u56fd\u516c\u53f8\u5728KYC\u6570\u636e\u5b89\u5168\u65b9\u9762\u7684\u63aa\u65bd 1. \u6570\u636e\u52a0\u5bc6 \u6570\u636e\u52a0\u5bc6\u662f\u4fdd\u62a4KYC\u6570\u636e\u7684\u57fa\u672c\u63aa\u65bd\u4e4b\u4e00\u3002\u7f8e\u56fd\u516c\u53f8\u901a\u5e38\u91c7\u7528\u9ad8\u7ea7\u52a0\u5bc6\u6807\u51c6\uff08AES\uff09\u5bf9\u5b58\u50a8\u548c\u4f20\u8f93\u7684KYC\u6570\u636e\u8fdb\u884c\u52a0\u5bc6\u3002\u901a\u8fc7\u52a0\u5bc6\uff0c\u5373\u4f7f\u6570\u636e\u88ab\u9ed1\u5ba2\u83b7\u53d6\uff0c\u4e5f\u65e0\u6cd5\u8f7b\u6613\u89e3\u8bfb\u3002 const crypto = require(‘crypto’); const algorithm = ‘aes-256-cbc’; const key = crypto.randomBytes(32); const iv = crypto.randomBytes(16); function encrypt(text) { let cipher = crypto.createCipheriv(algorithm, Buffer.from(key), iv); let encrypted = cipher.update(text); encrypted = Buffer.concat([encrypted, cipher.final()]); return { iv: iv.toString(‘hex’), encryptedData: encrypted.toString(‘hex’) }; } 2. \u8bbf\u95ee\u63a7\u5236 \u5b9e\u65bd\u4e25\u683c\u7684\u8bbf\u95ee\u63a7\u5236\u662f\u786e\u4fddKYC\u6570\u636e\u5b89\u5168\u7684\u53e6\u4e00\u91cd\u8981\u63aa\u65bd\u3002\u516c\u53f8\u5e94\u786e\u4fdd\u53ea\u6709\u6388\u6743\u4eba\u5458\u624d\u80fd\u8bbf\u95ee\u654f\u611f\u6570\u636e\u3002\u901a\u8fc7\u4f7f\u7528\u591a\u56e0\u7d20\u8ba4\u8bc1\uff08MFA\uff09\u548c\u89d2\u8272\u57fa\u7840\u8bbf\u95ee\u63a7\u5236\uff08RBAC\uff09\uff0c\u516c\u53f8\u53ef\u4ee5\u6709\u6548\u964d\u4f4e\u5185\u90e8\u6570\u636e\u6cc4\u9732\u7684\u98ce\u9669\u3002 3. \u5b9a\u671f\u5b89\u5168\u5ba1\u8ba1 \u5b9a\u671f\u8fdb\u884c\u5b89\u5168\u5ba1\u8ba1\u53ef\u4ee5\u5e2e\u52a9\u516c\u53f8\u8bc6\u522b\u6f5c\u5728\u7684\u5b89\u5168\u6f0f\u6d1e\u3002\u901a\u8fc7\u5bf9\u7cfb\u7edf\u548c\u6d41\u7a0b\u8fdb\u884c\u5168\u9762\u68c0\u67e5\uff0c\u4f01\u4e1a\u53ef\u4ee5\u53ca\u65f6\u53d1\u73b0\u5e76\u4fee\u590d\u5b89\u5168\u9690\u60a3\uff0c\u786e\u4fddKYC\u6570\u636e\u7684\u5b89\u5168\u6027\u3002 […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"class_list":["post-9265","post","type-post","status-publish","format-standard","hentry","category-kyc"],"_links":{"self":[{"href":"https:\/\/fwq.ai\/blog\/wp-json\/wp\/v2\/posts\/9265","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fwq.ai\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fwq.ai\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fwq.ai\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/fwq.ai\/blog\/wp-json\/wp\/v2\/comments?post=9265"}],"version-history":[{"count":0,"href":"https:\/\/fwq.ai\/blog\/wp-json\/wp\/v2\/posts\/9265\/revisions"}],"wp:attachment":[{"href":"https:\/\/fwq.ai\/blog\/wp-json\/wp\/v2\/media?parent=9265"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fwq.ai\/blog\/wp-json\/wp\/v2\/categories?post=9265"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fwq.ai\/blog\/wp-json\/wp\/v2\/tags?post=9265"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}