{"id":9325,"date":"2024-11-15T05:00:58","date_gmt":"2024-11-14T21:00:58","guid":{"rendered":"https:\/\/fwq.ai\/blog\/9325\/"},"modified":"2024-11-15T05:00:58","modified_gmt":"2024-11-14T21:00:58","slug":"%e7%be%8e%e5%9b%bd%e7%9a%84kyc%e9%aa%8c%e8%af%81%e6%b5%81%e7%a8%8b%e8%a6%81%e7%82%b9","status":"publish","type":"post","link":"https:\/\/fwq.ai\/blog\/9325\/","title":{"rendered":"\u7f8e\u56fd\u7684KYC\u9a8c\u8bc1\u6d41\u7a0b\u8981\u70b9"},"content":{"rendered":"<h1 id=\"%e7%be%8e%e5%9b%bd%e7%9a%84kyc%e9%aa%8c%e8%af%81%e6%b5%81%e7%a8%8b%e8%a6%81%e7%82%b9-WAVGUAYYFQ\">\u7f8e\u56fd\u7684KYC\u9a8c\u8bc1\u6d41\u7a0b\u8981\u70b9<\/h1>\n<p>\u5728\u5168\u7403\u91d1\u878d\u73af\u5883\u65e5\u76ca\u590d\u6742\u7684\u80cc\u666f\u4e0b\uff0cKYC\uff08Know Your Customer\uff0c\u4e86\u89e3\u60a8\u7684\u5ba2\u6237\uff09\u9a8c\u8bc1\u6d41\u7a0b\u5728\u7f8e\u56fd\u53d8\u5f97\u5c24\u4e3a\u91cd\u8981\u3002KYC\u662f\u91d1\u878d\u673a\u6784\u548c\u5176\u4ed6\u76f8\u5173\u4f01\u4e1a\u7528\u6765\u786e\u8ba4\u5ba2\u6237\u8eab\u4efd\u7684\u7a0b\u5e8f\uff0c\u65e8\u5728\u9632\u6b62\u6d17\u94b1\u3001\u6b3a\u8bc8\u548c\u5176\u4ed6\u91d1\u878d\u72af\u7f6a\u3002\u672c\u6587\u5c06\u63a2\u8ba8\u7f8e\u56fd\u7684KYC\u9a8c\u8bc1\u6d41\u7a0b\u7684\u4e3b\u8981\u8981\u70b9\u3002<\/p>\n<h2 id=\"kyc%e7%9a%84%e6%b3%95%e5%be%8b%e8%83%8c%e6%99%af-WAVGUAYYFQ\">KYC\u7684\u6cd5\u5f8b\u80cc\u666f<\/h2>\n<p>\u7f8e\u56fd\u7684KYC\u8981\u6c42\u4e3b\u8981\u6e90\u4e8e\u300a\u94f6\u884c\u4fdd\u5bc6\u6cd5\u300b\uff08Bank Secrecy Act, BSA\uff09\u548c\u300a\u7231\u56fd\u8005\u6cd5\u6848\u300b\uff08USA PATRIOT Act\uff09\u3002\u8fd9\u4e9b\u6cd5\u5f8b\u8981\u6c42\u91d1\u878d\u673a\u6784\u5728\u4e0e\u5ba2\u6237\u5efa\u7acb\u5173\u7cfb\u4e4b\u524d\uff0c\u5fc5\u987b\u8fdb\u884c\u9002\u5f53\u7684\u5c3d\u804c\u8c03\u67e5\uff0c\u4ee5\u786e\u4fdd\u5ba2\u6237\u7684\u8eab\u4efd\u548c\u8d44\u91d1\u6765\u6e90\u7684\u5408\u6cd5\u6027\u3002<\/p>\n<h2 id=\"kyc%e9%aa%8c%e8%af%81%e7%9a%84%e5%9f%ba%e6%9c%ac%e6%ad%a5%e9%aa%a4-WAVGUAYYFQ\">KYC\u9a8c\u8bc1\u7684\u57fa\u672c\u6b65\u9aa4<\/h2>\n<ul>\n<li><strong>\u5ba2\u6237\u8eab\u4efd\u9a8c\u8bc1\uff08CIP\uff09<\/strong>: \u8fd9\u662fKYC\u6d41\u7a0b\u7684\u7b2c\u4e00\u6b65\uff0c\u91d1\u878d\u673a\u6784\u9700\u8981\u6536\u96c6\u5ba2\u6237\u7684\u57fa\u672c\u4fe1\u606f\uff0c\u5982\u59d3\u540d\u3001\u5730\u5740\u3001\u51fa\u751f\u65e5\u671f\u548c\u793e\u4f1a\u5b89\u5168\u53f7\u7801\uff08SSN\uff09\u3002<\/li>\n<li><strong>\u98ce\u9669\u8bc4\u4f30<\/strong>: \u5728\u6536\u96c6\u5230\u5ba2\u6237\u4fe1\u606f\u540e\uff0c\u91d1\u878d\u673a\u6784\u4f1a\u5bf9\u5ba2\u6237\u8fdb\u884c\u98ce\u9669\u8bc4\u4f30\u3002\u8fd9\u5305\u62ec\u5206\u6790\u5ba2\u6237\u7684\u8d22\u52a1\u72b6\u51b5\u3001\u4ea4\u6613\u5386\u53f2\u548c\u6f5c\u5728\u7684\u98ce\u9669\u56e0\u7d20\u3002<\/li>\n<li><strong>\u6301\u7eed\u76d1\u63a7<\/strong>: KYC\u5e76\u4e0d\u662f\u4e00\u6b21\u6027\u7684\u8fc7\u7a0b\u3002\u91d1\u878d\u673a\u6784\u9700\u8981\u5b9a\u671f\u66f4\u65b0\u5ba2\u6237\u4fe1\u606f\uff0c\u5e76\u76d1\u63a7\u5ba2\u6237\u7684\u4ea4\u6613\u6d3b\u52a8\uff0c\u4ee5\u8bc6\u522b\u4efb\u4f55\u53ef\u7591\u884c\u4e3a\u3002<\/li>\n<\/ul>\n<h2 id=\"%e5%ae%a2%e6%88%b7%e8%ba%ab%e4%bb%bd%e9%aa%8c%e8%af%81%e7%9a%84%e5%85%b7%e4%bd%93%e8%a6%81%e6%b1%82-WAVGUAYYFQ\">\u5ba2\u6237\u8eab\u4efd\u9a8c\u8bc1\u7684\u5177\u4f53\u8981\u6c42<\/h2>\n<p>\u5728\u8fdb\u884c\u5ba2\u6237\u8eab\u4efd\u9a8c\u8bc1\u65f6\uff0c\u91d1\u878d\u673a\u6784\u901a\u5e38\u4f1a\u8981\u6c42\u5ba2\u6237\u63d0\u4f9b\u4ee5\u4e0b\u6587\u4ef6\uff1a<\/p>\n<ul>\n<li>\u653f\u5e9c\u7b7e\u53d1\u7684\u8eab\u4efd\u8bc1\u660e\u6587\u4ef6\uff0c\u5982\u62a4\u7167\u6216\u9a7e\u7167\u3002<\/li>\n<li>\u5730\u5740\u8bc1\u660e\u6587\u4ef6\uff0c\u5982\u6c34\u7535\u8d39\u8d26\u5355\u6216\u94f6\u884c\u5bf9\u8d26\u5355\u3002<\/li>\n<li>\u7a0e\u52a1\u4fe1\u606f\uff0c\u5982\u793e\u4f1a\u5b89\u5168\u53f7\u7801\u6216\u7a0e\u52a1\u8bc6\u522b\u53f7\u7801\uff08TIN\uff09\u3002<\/li>\n<\/ul>\n<p>\u8fd9\u4e9b\u6587\u4ef6\u7684\u76ee\u7684\u662f\u786e\u4fdd\u5ba2\u6237\u7684\u8eab\u4efd\u771f\u5b9e\u6709\u6548\uff0c\u5e76\u4e14\u80fd\u591f\u8ffd\u8e2a\u5176\u8d44\u91d1\u6765\u6e90\u3002<\/p>\n<h2 id=\"%e6%8a%80%e6%9c%af%e5%9c%a8kyc%e4%b8%ad%e7%9a%84%e5%ba%94%e7%94%a8-WAVGUAYYFQ\">\u6280\u672f\u5728KYC\u4e2d\u7684\u5e94\u7528<\/h2>\n<p>\u968f\u7740\u79d1\u6280\u7684\u53d1\u5c55\uff0c\u8bb8\u591a\u91d1\u878d\u673a\u6784\u5f00\u59cb\u91c7\u7528\u5148\u8fdb\u7684\u6280\u672f\u6765\u4f18\u5316KYC\u6d41\u7a0b\u3002\u4f8b\u5982\uff0c\u751f\u7269\u8bc6\u522b\u6280\u672f\uff08\u5982\u6307\u7eb9\u8bc6\u522b\u548c\u9762\u90e8\u8bc6\u522b\uff09\u88ab\u5e7f\u6cdb\u5e94\u7528\u4e8e\u5ba2\u6237\u8eab\u4efd\u9a8c\u8bc1\u4e2d\u3002\u6b64\u5916\uff0c\u533a\u5757\u94fe\u6280\u672f\u4e5f\u88ab\u8ba4\u4e3a\u80fd\u591f\u63d0\u9ad8KYC\u7684\u900f\u660e\u5ea6\u548c\u5b89\u5168\u6027\u3002<\/p>\n<h2 id=\"kyc%e7%9a%84%e6%8c%91%e6%88%98%e4%b8%8e%e6%9c%aa%e6%9d%a5%e5%8f%91%e5%b1%95-WAVGUAYYFQ\">KYC\u7684\u6311\u6218\u4e0e\u672a\u6765\u53d1\u5c55<\/h2>\n<p>\u5c3d\u7ba1KYC\u6d41\u7a0b\u5728\u9632\u8303\u91d1\u878d\u72af\u7f6a\u65b9\u9762\u53d1\u6325\u4e86\u91cd\u8981\u4f5c\u7528\uff0c\u4f46\u5176\u5b9e\u65bd\u4e5f\u9762\u4e34\u4e00\u4e9b\u6311\u6218\u3002\u4f8b\u5982\uff0c\u5ba2\u6237\u9690\u79c1\u4fdd\u62a4\u4e0e\u5408\u89c4\u8981\u6c42\u4e4b\u95f4\u7684\u5e73\u8861\u3001\u6280\u672f\u7684\u5feb\u901f\u53d1\u5c55\u5e26\u6765\u7684\u9002\u5e94\u6027\u95ee\u9898\u7b49\u3002\u672a\u6765\uff0c\u91d1\u878d\u673a\u6784\u53ef\u80fd\u4f1a\u66f4\u52a0\u4f9d\u8d56\u4eba\u5de5\u667a\u80fd\u548c\u5927\u6570\u636e\u5206\u6790\u6765\u63d0\u9ad8KYC\u7684\u6548\u7387\u548c\u51c6\u786e\u6027\u3002<\/p>\n<h2 id=\"%e6%80%bb%e7%bb%93-WAVGUAYYFQ\">\u603b\u7ed3<\/h2>\n<p>\u7f8e\u56fd\u7684KYC\u9a8c\u8bc1\u6d41\u7a0b\u662f\u4e00\u4e2a\u590d\u6742\u800c\u91cd\u8981\u7684\u8fc7\u7a0b\uff0c\u65e8\u5728\u4fdd\u62a4\u91d1\u878d\u7cfb\u7edf\u7684\u5b89\u5168\u6027\u548c\u5b8c\u6574\u6027\u3002\u901a\u8fc7\u6709\u6548\u7684\u5ba2\u6237\u8eab\u4efd\u9a8c\u8bc1\u3001\u98ce\u9669\u8bc4\u4f30\u548c\u6301\u7eed\u76d1\u63a7\uff0c\u91d1\u878d\u673a\u6784\u80fd\u591f\u6709\u6548\u5730\u9632\u8303\u91d1\u878d\u72af\u7f6a\u3002\u5bf9\u4e8e\u9700\u8981\u4e86\u89e3\u66f4\u591a\u5173\u4e8e\u670d\u52a1\u5668\u548c\u4e91\u670d\u52a1\u7684\u4fe1\u606f\uff0c\u60a8\u53ef\u4ee5\u8bbf\u95ee\u7c73\u4e91\u7684<a href=\"https:\/\/fwq.ai\">\u7f51\u7ad9<\/a>\uff0c\u4e86\u89e3\u6211\u4eec\u7684<a href=\"https:\/\/fwq.ai\">\u7f8e\u56fd<\/a>\u670d\u52a1\u5668\u89e3\u51b3\u65b9\u6848\u3002\u7c73\u4e91\u4e0d\u662f\u91d1\u878d\u673a\u6784\uff0c\u4e0d\u8981\u6c42KYC\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u7f8e\u56fd\u7684KYC\u9a8c\u8bc1\u6d41\u7a0b\u8981\u70b9 \u5728\u5168\u7403\u91d1\u878d\u73af\u5883\u65e5\u76ca\u590d\u6742\u7684\u80cc\u666f\u4e0b\uff0cKYC\uff08Know Your Customer\uff0c\u4e86\u89e3\u60a8\u7684\u5ba2\u6237\uff09\u9a8c\u8bc1\u6d41\u7a0b\u5728\u7f8e\u56fd\u53d8\u5f97\u5c24\u4e3a\u91cd\u8981\u3002KYC\u662f\u91d1\u878d\u673a\u6784\u548c\u5176\u4ed6\u76f8\u5173\u4f01\u4e1a\u7528\u6765\u786e\u8ba4\u5ba2\u6237\u8eab\u4efd\u7684\u7a0b\u5e8f\uff0c\u65e8\u5728\u9632\u6b62\u6d17\u94b1\u3001\u6b3a\u8bc8\u548c\u5176\u4ed6\u91d1\u878d\u72af\u7f6a\u3002\u672c\u6587\u5c06\u63a2\u8ba8\u7f8e\u56fd\u7684KYC\u9a8c\u8bc1\u6d41\u7a0b\u7684\u4e3b\u8981\u8981\u70b9\u3002 KYC\u7684\u6cd5\u5f8b\u80cc\u666f \u7f8e\u56fd\u7684KYC\u8981\u6c42\u4e3b\u8981\u6e90\u4e8e\u300a\u94f6\u884c\u4fdd\u5bc6\u6cd5\u300b\uff08Bank Secrecy Act, BSA\uff09\u548c\u300a\u7231\u56fd\u8005\u6cd5\u6848\u300b\uff08USA PATRIOT Act\uff09\u3002\u8fd9\u4e9b\u6cd5\u5f8b\u8981\u6c42\u91d1\u878d\u673a\u6784\u5728\u4e0e\u5ba2\u6237\u5efa\u7acb\u5173\u7cfb\u4e4b\u524d\uff0c\u5fc5\u987b\u8fdb\u884c\u9002\u5f53\u7684\u5c3d\u804c\u8c03\u67e5\uff0c\u4ee5\u786e\u4fdd\u5ba2\u6237\u7684\u8eab\u4efd\u548c\u8d44\u91d1\u6765\u6e90\u7684\u5408\u6cd5\u6027\u3002 KYC\u9a8c\u8bc1\u7684\u57fa\u672c\u6b65\u9aa4 \u5ba2\u6237\u8eab\u4efd\u9a8c\u8bc1\uff08CIP\uff09: \u8fd9\u662fKYC\u6d41\u7a0b\u7684\u7b2c\u4e00\u6b65\uff0c\u91d1\u878d\u673a\u6784\u9700\u8981\u6536\u96c6\u5ba2\u6237\u7684\u57fa\u672c\u4fe1\u606f\uff0c\u5982\u59d3\u540d\u3001\u5730\u5740\u3001\u51fa\u751f\u65e5\u671f\u548c\u793e\u4f1a\u5b89\u5168\u53f7\u7801\uff08SSN\uff09\u3002 \u98ce\u9669\u8bc4\u4f30: \u5728\u6536\u96c6\u5230\u5ba2\u6237\u4fe1\u606f\u540e\uff0c\u91d1\u878d\u673a\u6784\u4f1a\u5bf9\u5ba2\u6237\u8fdb\u884c\u98ce\u9669\u8bc4\u4f30\u3002\u8fd9\u5305\u62ec\u5206\u6790\u5ba2\u6237\u7684\u8d22\u52a1\u72b6\u51b5\u3001\u4ea4\u6613\u5386\u53f2\u548c\u6f5c\u5728\u7684\u98ce\u9669\u56e0\u7d20\u3002 \u6301\u7eed\u76d1\u63a7: KYC\u5e76\u4e0d\u662f\u4e00\u6b21\u6027\u7684\u8fc7\u7a0b\u3002\u91d1\u878d\u673a\u6784\u9700\u8981\u5b9a\u671f\u66f4\u65b0\u5ba2\u6237\u4fe1\u606f\uff0c\u5e76\u76d1\u63a7\u5ba2\u6237\u7684\u4ea4\u6613\u6d3b\u52a8\uff0c\u4ee5\u8bc6\u522b\u4efb\u4f55\u53ef\u7591\u884c\u4e3a\u3002 \u5ba2\u6237\u8eab\u4efd\u9a8c\u8bc1\u7684\u5177\u4f53\u8981\u6c42 \u5728\u8fdb\u884c\u5ba2\u6237\u8eab\u4efd\u9a8c\u8bc1\u65f6\uff0c\u91d1\u878d\u673a\u6784\u901a\u5e38\u4f1a\u8981\u6c42\u5ba2\u6237\u63d0\u4f9b\u4ee5\u4e0b\u6587\u4ef6\uff1a \u653f\u5e9c\u7b7e\u53d1\u7684\u8eab\u4efd\u8bc1\u660e\u6587\u4ef6\uff0c\u5982\u62a4\u7167\u6216\u9a7e\u7167\u3002 \u5730\u5740\u8bc1\u660e\u6587\u4ef6\uff0c\u5982\u6c34\u7535\u8d39\u8d26\u5355\u6216\u94f6\u884c\u5bf9\u8d26\u5355\u3002 \u7a0e\u52a1\u4fe1\u606f\uff0c\u5982\u793e\u4f1a\u5b89\u5168\u53f7\u7801\u6216\u7a0e\u52a1\u8bc6\u522b\u53f7\u7801\uff08TIN\uff09\u3002 \u8fd9\u4e9b\u6587\u4ef6\u7684\u76ee\u7684\u662f\u786e\u4fdd\u5ba2\u6237\u7684\u8eab\u4efd\u771f\u5b9e\u6709\u6548\uff0c\u5e76\u4e14\u80fd\u591f\u8ffd\u8e2a\u5176\u8d44\u91d1\u6765\u6e90\u3002 \u6280\u672f\u5728KYC\u4e2d\u7684\u5e94\u7528 \u968f\u7740\u79d1\u6280\u7684\u53d1\u5c55\uff0c\u8bb8\u591a\u91d1\u878d\u673a\u6784\u5f00\u59cb\u91c7\u7528\u5148\u8fdb\u7684\u6280\u672f\u6765\u4f18\u5316KYC\u6d41\u7a0b\u3002\u4f8b\u5982\uff0c\u751f\u7269\u8bc6\u522b\u6280\u672f\uff08\u5982\u6307\u7eb9\u8bc6\u522b\u548c\u9762\u90e8\u8bc6\u522b\uff09\u88ab\u5e7f\u6cdb\u5e94\u7528\u4e8e\u5ba2\u6237\u8eab\u4efd\u9a8c\u8bc1\u4e2d\u3002\u6b64\u5916\uff0c\u533a\u5757\u94fe\u6280\u672f\u4e5f\u88ab\u8ba4\u4e3a\u80fd\u591f\u63d0\u9ad8KYC\u7684\u900f\u660e\u5ea6\u548c\u5b89\u5168\u6027\u3002 KYC\u7684\u6311\u6218\u4e0e\u672a\u6765\u53d1\u5c55 \u5c3d\u7ba1KYC\u6d41\u7a0b\u5728\u9632\u8303\u91d1\u878d\u72af\u7f6a\u65b9\u9762\u53d1\u6325\u4e86\u91cd\u8981\u4f5c\u7528\uff0c\u4f46\u5176\u5b9e\u65bd\u4e5f\u9762\u4e34\u4e00\u4e9b\u6311\u6218\u3002\u4f8b\u5982\uff0c\u5ba2\u6237\u9690\u79c1\u4fdd\u62a4\u4e0e\u5408\u89c4\u8981\u6c42\u4e4b\u95f4\u7684\u5e73\u8861\u3001\u6280\u672f\u7684\u5feb\u901f\u53d1\u5c55\u5e26\u6765\u7684\u9002\u5e94\u6027\u95ee\u9898\u7b49\u3002\u672a\u6765\uff0c\u91d1\u878d\u673a\u6784\u53ef\u80fd\u4f1a\u66f4\u52a0\u4f9d\u8d56\u4eba\u5de5\u667a\u80fd\u548c\u5927\u6570\u636e\u5206\u6790\u6765\u63d0\u9ad8KYC\u7684\u6548\u7387\u548c\u51c6\u786e\u6027\u3002 \u603b\u7ed3 \u7f8e\u56fd\u7684KYC\u9a8c\u8bc1\u6d41\u7a0b\u662f\u4e00\u4e2a\u590d\u6742\u800c\u91cd\u8981\u7684\u8fc7\u7a0b\uff0c\u65e8\u5728\u4fdd\u62a4\u91d1\u878d\u7cfb\u7edf\u7684\u5b89\u5168\u6027\u548c\u5b8c\u6574\u6027\u3002\u901a\u8fc7\u6709\u6548\u7684\u5ba2\u6237\u8eab\u4efd\u9a8c\u8bc1\u3001\u98ce\u9669\u8bc4\u4f30\u548c\u6301\u7eed\u76d1\u63a7\uff0c\u91d1\u878d\u673a\u6784\u80fd\u591f\u6709\u6548\u5730\u9632\u8303\u91d1\u878d\u72af\u7f6a\u3002\u5bf9\u4e8e\u9700\u8981\u4e86\u89e3\u66f4\u591a\u5173\u4e8e\u670d\u52a1\u5668\u548c\u4e91\u670d\u52a1\u7684\u4fe1\u606f\uff0c\u60a8\u53ef\u4ee5\u8bbf\u95ee\u7c73\u4e91\u7684\u7f51\u7ad9\uff0c\u4e86\u89e3\u6211\u4eec\u7684\u7f8e\u56fd\u670d\u52a1\u5668\u89e3\u51b3\u65b9\u6848\u3002\u7c73\u4e91\u4e0d\u662f\u91d1\u878d\u673a\u6784\uff0c\u4e0d\u8981\u6c42KYC\u3002<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"class_list":["post-9325","post","type-post","status-publish","format-standard","hentry","category-kyc"],"_links":{"self":[{"href":"https:\/\/fwq.ai\/blog\/wp-json\/wp\/v2\/posts\/9325","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fwq.ai\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fwq.ai\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fwq.ai\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/fwq.ai\/blog\/wp-json\/wp\/v2\/comments?post=9325"}],"version-history":[{"count":0,"href":"https:\/\/fwq.ai\/blog\/wp-json\/wp\/v2\/posts\/9325\/revisions"}],"wp:attachment":[{"href":"https:\/\/fwq.ai\/blog\/wp-json\/wp\/v2\/media?parent=9325"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fwq.ai\/blog\/wp-json\/wp\/v2\/categories?post=9325"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fwq.ai\/blog\/wp-json\/wp\/v2\/tags?post=9325"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}